Mode of trace in services | General commitments | Specific sector/subsector commitments | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
 |  |  | Business | Distribution | Education | Financial | Related health and social | |||||
 |  |  | Professional: medical and dental | Retailing (drug dispensaries) | Professional and/or short course education | Life and non-life insurance | Hospital | |||||
 | MA | NT | MA | NT | MA | NT | MA | NT | MA | NT | MA | NT |
1. Cross-border supply | U | U | U | U | U | U | U | U | + | U | U | U |
2. Consumption abroad | U | U | U | U | U | U | + | + | + | U | U | U |
3. Commercial presence | B | U | U | U | U | U | B | + | B | U | U | U |
4. Presence of natural persons | U | U | U | U | U | U | U | U | B | U | U | U |