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Table 1 Types of financial-incentive for return of service programmes

From: Designing financial-incentive programmes for return of medical service in underserved areas: seven management functions

Type of programme Time of commitment Time of money receipt Spending restrictions Type of obligation
Service-requiring scholarships ("conditional scholarships") Before the start of health care education or early in the course of health care education During health care education Money earmarked for health care education Service*
Educational loans with service requirement Before the start of health care education or early in the course of health care education During health care education Money earmarked for health care education Service and financial repayment*
Service-option educational loans Before the start of health care education or early in the course of health care education During health care education Money earmarked for health care education Service or financial repayment
Loan repayment programmes After completion of health care education After completion of health care education, during committed service Money earmarked to pay back educational debt Service*
Direct financial incentives After completion of health care education After completion of health care education, during committed service Money can be used for any purpose Service*
  1. *Programme may have a buy-out option.